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WHAT WE OFFER

Stablecoin PaymentsSettle globally on stablecoin rails, not correspondent banking
Multi-Currency AccountsHold, send and receive in 60+ currencies from one account
Stablecoin Payment APIBuild any payment flow directly into your infrastructure
Stablecoin On/Off RampConvert between fiat and stablecoins inside your platform

Embedded PaymentsAdd global payment capabilities to your product in weeks
Payment ReconciliationMatch every payment to its source, automatically
Named AccountsProvide customers with dedicated account details in their own name

Explore

Payment Settlement vs Payment Processing: Where Cross-Border Payments Actually Slow Down

What Is a Unified Payments Platform? Accounts, FX, Stablecoins and Reconciliation in One Stack

Cross-Border Payment Reconciliation Software: How It Matches Fiat, Stablecoin and Payout Records

See all articles

HOW WE HELP

Send International Business PaymentsMove money in any currency, across any market
Manage Treasury Across CountriesMove and hold liquidity in real time, wherever your business operates
Run Global Payroll Without DelaysPay your international team on time, in their preferred currency

Make Global PayoutsDisburse funds to anyone, anywhere - instantly and at scale
Automate Payments with AI AgentsLet intelligent agents handle initiation, routing and settlement automatically
Repatriate RevenueMove revenue from global markets back to your business quickly and efficiently

Explore

Payment Settlement vs Payment Processing: Where Cross-Border Payments Actually Slow Down

What Is a Unified Payments Platform? Accounts, FX, Stablecoins and Reconciliation in One Stack

Cross-Border Payment Reconciliation Software: How It Matches Fiat, Stablecoin and Payout Records

See all articles

WHO WE HELP

Fintechs & BanksThe rails you don't have to build yourself
MarketplacesMove money between buyers and sellers, at scale
Commodity TradingSettle high-value trades in real time, around the clock
Digital AssetsBridge stablecoins and fiat without friction

Financial InstitutionsAdd stablecoin rails to your existing infrastructure
AI PlatformsAdd stablecoin payment capability to your agent workflows
PayrollMove payroll across borders, instantly
BrokeragesCollect client deposits in any currency, disburse in local currency or stablecoin
Fund Admins & SPVsMove investor funds globally with faster settlement and simplified operations.

Explore

Payment Settlement vs Payment Processing: Where Cross-Border Payments Actually Slow Down

What Is a Unified Payments Platform? Accounts, FX, Stablecoins and Reconciliation in One Stack

Cross-Border Payment Reconciliation Software: How It Matches Fiat, Stablecoin and Payout Records

See all articles

Resources

About UsBuilt to move money better. Meet the team behind the infrastructure
BlogPractical thinking on global payments and treasury
GuidesEverything you need to understand stablecoin infrastructure and global money movement
CareersJoin us in redefining how the world moves money

GlossaryPlain-language definitions for every term we use
DevelopersIntegrate global payments with a few lines of code
LegalOur terms, policies, and regulatory framework

Explore

Payment Settlement vs Payment Processing: Where Cross-Border Payments Actually Slow Down

What Is a Unified Payments Platform? Accounts, FX, Stablecoins and Reconciliation in One Stack

Cross-Border Payment Reconciliation Software: How It Matches Fiat, Stablecoin and Payout Records

See all articles

Merge Blog

The merge capital blog for product announcements, feature updates, user stories, and technical posts about finance.

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Crossborder Banking

Crypto Banking

Cryptocurrency

Global Banking

Global Finance

Merge Products

Payments

Press Releases

Reconciliation

Stablecoin Orchestration

Stablecoins

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Payment Settlement vs Payment Processing: Where Cross-Border Payments Actually Slow Down

Blog post cover

Payment Settlement vs Payment Processing: Where Cross-Border Payments Actually Slow Down

Learn the difference between payment processing and settlement, where international payments slow down, and how to reduce avoidable delays.

Payments

Global Finance

Stablecoins

What Is a Unified Payments Platform? Accounts, FX, Stablecoins and Reconciliation in One Stack

Blog post cover

What Is a Unified Payments Platform? Accounts, FX, Stablecoins and Reconciliation in One Stack

Learn how a unified payment platform connects accounts, FX, stablecoin settlement, local payouts and reconciliation through one API.

Payments

Stablecoins

Reconciliation

Cross-Border Payment Reconciliation Software: How It Matches Fiat, Stablecoin and Payout Records

Blog post cover

Cross-Border Payment Reconciliation Software: How It Matches Fiat, Stablecoin and Payout Records

Learn how payment reconciliation software matches fiat, stablecoin and payout records, flags exceptions and gives finance teams a clear audit trail.

Reconciliation

Stablecoins

Payments

Marketplace Payment Solutions: Collections, Seller Funds, FX and Payouts

Blog post cover

Marketplace Payment Solutions: Collections, Seller Funds, FX and Payouts

Learn how global marketplace payment solutions manage collections, seller funds, FX, local payouts and payment reconciliation through one connected workflow.

Payments

Stablecoins

Digital Payment Infrastructure Explained: The Fiat-Stablecoin-Fiat Technology Stack

Blog post cover

Digital Payment Infrastructure Explained: The Fiat-Stablecoin-Fiat Technology Stack

Learn how digital payment infrastructure connects fiat collection, stablecoin settlement, FX, local payouts and reconciliation in one stack.

Global Finance

Stablecoins

Payments

Stablecoin Treasury Strategy for Enterprises

Blog post cover

Stablecoin Treasury Strategy for Enterprises

Learn how enterprise treasury teams use stablecoin rails to manage global liquidity, reduce payment friction, improve reconciliation and build a controlled treasury strategy.

Stablecoins

hello@merge.money

Products

Stablecoin Payments
Multi-Currency Accounts
Stablecoin Payment API
Stablecoin On/Off Ramp
Embedded Payments
Payment Reconciliation
Named Accounts

Use Cases

Send International Business Payments
Manage Treasury across Countries
Run Global Payroll without Delays
Make Global Payouts
Automate Payments with AI Agents
Repatriate Revenue

Customers

Fintechs & Banks
Digital Assets
Brokerages
Marketplaces
Payroll
Commodity Trading
AI Platforms
Financial Institutions
Fund Admins & SPVs

Resources

About Us
Blog
Guides
Careers
Glossary
Developers
Legal
LLM Info

Use your preferred LLM to explore Merge.

ChatGPT

What is Merge Money? Is Merge regulated? What can I use Merge for?

What currencies and countries does Merge support?

Does Merge have an API? How does Merge compare to other stablecoin infrastructure providers?

Claude

What is Merge Money? Is Merge regulated? What can I use Merge for? What currencies and countries does Merge support? Does Merge have an API? How does Merge compare to other stablecoin infrastructure providers?

Gemini

What is Merge Money? Is Merge regulated? What can I use Merge for? What currencies and countries does Merge support? Does Merge have an API? How does Merge compare to other stablecoin infrastructure providers?