Merge Blog

Stablecoin use cases financial leaders should know.

Our latest report, "Stablecoin Networks: Demystifying Blockchains," provides a comprehensive analysis of the nine leading blockchain networks powering stablecoin payments, including Ethereum, TRON, Polygon, Solana, BASE, Binance Smart Chain, Avalanche, Stellar, and the Lightning Network. The report details how the choice of blockchain directly impacts transaction costs, settlement speed, security, and regulatory alignment—factors that are critical for optimizing cross-border payment strategies. With in-depth comparisons and strategic insights, this guide empowers businesses, fintechs, and institutional users to select the most suitable blockchain infrastructure for their stablecoin payment needs, whether prioritizing low fees for microtransactions, robust security for high-value settlements, or regulatory compliance for institutional corridors.

The integration of traditional banking infrastructure with blockchain technology has created stablecoin payments orchestration, an unprecedented opportunity for enhancing cross-border payments through improved efficiency, reduced costs, and faster settlement times. At the heart of this transformation are local payment rails, which serve as the essential infrastructure connecting conventional financial systems with emerging stablecoin technologies. This report examines the critical importance of local payment rails, their function within the "stablecoin sandwich," and why they represent the vital link in revolutionizing international payments for businesses and financial institutions worldwide.

This is an analysis of how stablecoins can be utilized in treasury management to access real time liquidity, payment transparency, and low cost cross border transactions.

The digital asset liquidity landscape has evolved beyond traditional market-making paradigms, necessitating a new taxonomy that reflects the complexity and adaptive nature of the digital asset ecosystem. Our team has constructed a market map that illustrates how modern LPs operate across multiple layers simultaneously, enabling a better understanding of market structure and competitive dynamics.

This is a detailed report on the Markets-in-Crypto-Assets' (MiCA) regulatory framework and regulation b that has been implemented in the EU. This report provides businesses with a comprehensive understanding of how to navigate what MiCA means for the digital assets industry and how businesses need to adapt to its compliance requirements.