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WHAT WE OFFER

Stablecoin PaymentsSettle globally on stablecoin rails, not correspondent banking
Multi-Currency AccountsHold, send and receive in 60+ currencies from one account
Stablecoin Payment APIBuild any payment flow directly into your infrastructure
Stablecoin On/Off RampConvert between fiat and stablecoins inside your platform

Embedded PaymentsAdd global payment capabilities to your product in weeks
Payment ReconciliationMatch every payment to its source, automatically
Named AccountsProvide customers with dedicated account details in their own name

Explore

How Financial Institutions Use Stablecoins for Real-Time Settlement

Safe Stablecoin Solutions for Businesses: a Due-Diligence Guide

How UBS Tested Real-World Stablecoin Payments with Merge

See all articles

HOW WE HELP

Send International Business PaymentsMove money in any currency, across any market
Manage Treasury Across CountriesMove and hold liquidity in real time, wherever your business operates
Run Global Payroll Without DelaysPay your international team on time, in their preferred currency

Make Global PayoutsDisburse funds to anyone, anywhere - instantly and at scale
Automate Payments with AI AgentsLet intelligent agents handle initiation, routing and settlement automatically
Repatriate RevenueMove revenue from global markets back to your business quickly and efficiently

Explore

How Financial Institutions Use Stablecoins for Real-Time Settlement

Safe Stablecoin Solutions for Businesses: a Due-Diligence Guide

How UBS Tested Real-World Stablecoin Payments with Merge

See all articles

WHO WE HELP

Fintechs & BanksThe rails you don't have to build yourself
MarketplacesMove money between buyers and sellers, at scale
Commodity TradingSettle high-value trades in real time, around the clock
Digital AssetsBridge stablecoins and fiat without friction

Financial InstitutionsAdd stablecoin rails to your existing infrastructure
AI PlatformsAdd stablecoin payment capability to your agent workflows
PayrollMove payroll across borders, instantly
BrokeragesCollect client deposits in any currency, disburse in local currency or stablecoin
Fund Admins & SPVsMove investor funds globally with faster settlement and simplified operations.

Explore

How Financial Institutions Use Stablecoins for Real-Time Settlement

Safe Stablecoin Solutions for Businesses: a Due-Diligence Guide

How UBS Tested Real-World Stablecoin Payments with Merge

See all articles

Resources

About UsBuilt to move money better. Meet the team behind the infrastructure
BlogPractical thinking on global payments and treasury
GuidesEverything you need to understand stablecoin infrastructure and global money movement
CareersJoin us in redefining how the world moves money

GlossaryPlain-language definitions for every term we use
DevelopersIntegrate global payments with a few lines of code
LegalOur terms, policies, and regulatory framework

Explore

How Financial Institutions Use Stablecoins for Real-Time Settlement

Safe Stablecoin Solutions for Businesses: a Due-Diligence Guide

How UBS Tested Real-World Stablecoin Payments with Merge

See all articles

Merge Blog

The merge capital blog for product announcements, feature updates, user stories, and technical posts about finance.

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Crossborder Banking

Crypto Banking

Cryptocurrency

Global Banking

Global Finance

Merge Products

Payments

Press Releases

Reconciliation

Stablecoin Orchestration

Stablecoins

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How Financial Institutions Use Stablecoins for Real-Time Settlement

Blog post cover

How Financial Institutions Use Stablecoins for Real-Time Settlement

See how financial institutions use stablecoins for real-time settlement, compare interbank transfer models and understand the compliance, liquidity and operational controls required.

Global Finance

Stablecoins

Safe Stablecoin Solutions for Businesses: a Due-Diligence Guide

Blog post cover

Safe Stablecoin Solutions for Businesses: a Due-Diligence Guide

Learn how to assess stablecoin providers, reserve evidence, cash-out rights, security, legal status and payment controls before your business sends funds.

Stablecoins

How UBS Tested Real-World Stablecoin Payments with Merge

Blog post cover

How UBS Tested Real-World Stablecoin Payments with Merge

See how UBS and Merge tested stablecoin payments with corporate clients, sending funds from Switzerland to several countries in under two minutes.

Global Finance

Payments

Stablecoins

Best BVNK Alternatives for Stablecoin-Powered Payments in 2026

Blog post cover

Best BVNK Alternatives for Stablecoin-Powered Payments in 2026

Compare the best BVNK alternatives for stablecoin payments in 2026. Review coverage, APIs, compliance, stablecoin support, licensing and use cases.

Payments

Stablecoins

Global Finance

USD Named Accounts for Businesses and Individuals: The Complete 2026 Guide

Blog post cover

USD Named Accounts for Businesses and Individuals: The Complete 2026 Guide

USD named accounts in 2026: learn how they work, who needs one, and how to open a US dollar account online without a US address or SSN for business use.

Global Finance

Best Cross-Border Payment APIs: Top Options for Global Payments (2026)

Blog post cover

Best Cross-Border Payment APIs: Top Options for Global Payments (2026)

Compare the best cross-border payment APIs in 2026. Explore Merge, Wise, Airwallex, Nium, Stripe and Ripple for global payments, FX and stablecoin settlement.

Global Finance

hello@merge.money

Products

Stablecoin Payments
Multi-Currency Accounts
Stablecoin Payment API
Stablecoin On/Off Ramp
Embedded Payments
Payment Reconciliation
Named Accounts

Use Cases

Send International Business Payments
Manage Treasury across Countries
Run Global Payroll without Delays
Make Global Payouts
Automate Payments with AI Agents
Repatriate Revenue

Customers

Fintechs & Banks
Digital Assets
Brokerages
Marketplaces
Payroll
Commodity Trading
AI Platforms
Financial Institutions
Fund Admins & SPVs

Resources

About Us
Blog
Guides
Careers
Glossary
Developers
Legal
LLM Info

Use your preferred LLM to explore Merge.

ChatGPT

What is Merge Money? Is Merge regulated? What can I use Merge for?

What currencies and countries does Merge support?

Does Merge have an API? How does Merge compare to other stablecoin infrastructure providers?

Claude

What is Merge Money? Is Merge regulated? What can I use Merge for? What currencies and countries does Merge support? Does Merge have an API? How does Merge compare to other stablecoin infrastructure providers?

Gemini

What is Merge Money? Is Merge regulated? What can I use Merge for? What currencies and countries does Merge support? Does Merge have an API? How does Merge compare to other stablecoin infrastructure providers?