Merge runs your accounts, FX, settlement, and reconciliation through one API.
Merge powers the everyday payment flows businesses depend on, from global supplier payments and payroll to treasury, payouts, and revenue repatriation.
Stablecoin payments use a stablecoin (such as USDC or USDT) as the settlement layer between two fiat legs: funds are received via local rails, issued as stablecoin, then off-ramped to local fiat at the destination, faster and cheaper than correspondent banking.
By replacing the correspondent banking chain. Funds settle through the stablecoin layer and disburse via local rails on the receive side, so cross-border payments stablecoin flows clear in near real time with FX locked at initiation.
A multi currency account lets you hold and operate in EUR, GBP, USD and more from one place, collecting, holding, and paying out without a separate bank relationship per market.
Yes. Merge is an API-first payment service provider. One integration handles collections, international payouts, on/off-ramp conversion, and reconciliation across every supported corridor.
Each payment routes into a named sub-account mapped to a specific flow or counterparty, so matching is structural. The API exposes a single structured data source across all activities, with no reconciliation across multiple bank portals.
Merge holds payment and e-money licences across relevant jurisdictions, covering payment execution and settlement. Funds are safeguarded in ring-fenced accounts.
